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M&F, a state-chartered commercial bank, was organized in 1909 under the authority of charter issued by the legislature of North Carolina. The original incorporators were a group of nine prominent businessmen, headed by R. B.Fitzgerald. The other incorporators included: John Merrick, J.A. Dodson, J.R. Hawkins, Aaron M. Moore, W. G. Pearson, James E. Shepard, G.W. Stephens, & Stanford L. Warren. The founders & original customers represented various trades, crafts & professions in which the African American communities had achieved success & prominence. Hence the name “Mechanics” was derived. James H. Sills III is President & CEO
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